Every year, the world faces growing challenges with population, pollution, global warming, and numerous other risks that worsen life on Earth. With global temperatures rising and countries crossing previous records of the highest temperatures ever recorded, it is more vital than ever to consider these and act sustainably and responsibly.
Understanding the need and necessity for travelling, however, considering the risks, travellers and several organisations have started to look more into sustainable travel and ecotourism options. Defined as responsibly travelling to natural areas that conserve the environment and sustain the well-being of the local people, ecotourism has witnessed renewed attention worldwide.
One aspect of ecotourism is choosing the most carbon-neutral and sustainable option wherever possible. For example, in recent years, several airlines have started to publish how much carbon emissions their flights will make for the journey; this allows travellers to choose the more eco-friendly option. Similarly, in recent years, several systems and processes, such as flight and accommodation booking and travel insurance, have been digitalised for convenience, cost-effectiveness, and timeliness.
While travellers have repeatedly heard about the importance of insurance when going on an international trip, only a few know what is travel insurance, what role it plays when facing risks, what its benefits are, or the eco-friendly benefits of opting for travel insurance online. Keep reading to find out.
What is travel insurance?
Travel insurance is a contract between an insurer and a policyholder. Under this contract, the insurer provides financial protection to the traveller from certain travel-related risks in the form of compensation or reimbursement in exchange for an initial premium paid.
What is the role travel insurance plays when facing travel-related risks?
Travel insurance plays a vital role when travelling by securing the health and financial well-being of travellers from dozens of travel-related risks ranging in the severity of their impact and frequency of occurrence. By mitigating the financial impact of these risks, travellers can travel freely without having to worry about the financial implications of getting caught in these risks. Whether it is something like the loss of checked-in baggage, missed connecting flight, trip cancellation, getting into an accident, requiring hospitalisation due to some medical emergency, or needing to change your healthcare provider due to improper or lacking care.
What are the eco-friendly benefits of opting for travel insurance online?
As a traveller, one can expect several eco-friendly benefits from buying insurance online India. Here are some of the key benefits to consider:
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Ability to buy a policy from anywhere at any time
Online portals like the one offered by Niva Bupa enable travellers to purchase an insurance policy from anywhere at any time before starting the journey. This is also eco-friendly as it reduces constant back-and-forth travel to the insurer.
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Paperless purchase process
Purchasing a policy online reduces the use and reliance on physical mediums such as paper, thus reducing the ecological impact of manufacturing, sourcing, and using paper.
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No middle-man to drive up the cost
Buying a policy online also reduces the need for a middleman, who can drive up the cost or result in choosing an unnecessary policy for your current needs.
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Instant policy
Buying a policy online delivers the policy document instantly via email or message, which might otherwise take time or additional resources to deliver.
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Easy comparison between different plans and policies
It is much simpler to compare different plans and insurers to determine the best plan for your specific need online instead of heading to individual insurance providers and getting the policy from them.
How to buy travel insurance online India?
Understanding both the eco-friendly aspect of offering travel insurance plan online and the convenience and peace of mind it provides, leading insurers like Niva Bupa allow individuals to buy insurance online.
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Visit the Niva Bupa website and click on “travel insurance”.
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Fill in the requested information and click on “View Plans” to add the traveller’s details and view the plans.
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Once you have filled in the traveller’s details, select one of three curated plans based on your needs and set the total sum covered accordingly to preview the premium cost.
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After selecting, fill in all the required details and upload the relevant documents to purchase the policy and secure your trip with the best policy for your needs.
Conclusion
Travel insurance plays a vital role in ensuring an individual’s health and financial well-being from travel-related risks when travelling. By considering the financial impact of these risks and availing protection for them based on your travel needs, travellers can explore the world freely with confidence and peace of mind. However, when planning ecotourism, don’t forget the environmental impacts of every small aspect of the trip and buy travel insurance online from a leading insurance provider like Niva Bupa.
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